We do checking
your way
FRFCU Checking options are designed
to make your everyday a little easier.
We offer:
24/7 Digital Banking and
access to over 55,000
ATMs nationwide.
MasterCard®
Cash Card included!
Simple, versatile, and
always there when
you need it.
Wherever you are in life…we’ll meet you there!
Free Checking
This do-everything account
features a Mastercard®
Cash Card, and much more!
VIP Checking
An Account for those interested
in higher dividends.
Requires $1,500 minimum balance.
Direct Advantage Checking
Earn dividends with the convenience
of direct deposit or any automatic payment!
Only $25 needed to open an account.
Advantage 50 Checking
Benefits to those 50 and over!
Only $25 to open your account!
Hero Checking
Available for active duty Military & Veterans of the U.S. Armed Forces
Plus FRFCU will donate $50 to a local Veteran Service Organization for each new Hero Account!
Champion Checking
Available for Teachers, Police, Fire,
EMS & Healthcare Workers
Plus FRFCU will donate $10 to our Champion Family Scholarship Fund for each new Champion Account!
Personal Checking Accounts Include:
Access to over 55,000 ATMs via our nationwide Allpoint Network
Overdraft courtesy pay privilege
Cash Cards with uChoose Rewards® for easy purchases and payments
Simple and easy-to-use Online Banking services
Mobile Check Deposit
Convenient Mobile Banking
*See the Overdraft Privilege document for details.
(1) Fees may reduce earnings on these accounts: Savings, VIP Checking, Money Market and IRAs.
(2) Minimum Balance to earn stated Annual Percentage Yield (APY). If a range is shown as a deposit tier, the starting balance shown in that tier is the Minimum Balance needed to earn the stated Annual Percentage Yield (APY).
(3) Rate is variable and may change after the account is opened.
(4) APY = Annual Percentage Yield.
Rates are subject to change.
Membership eligibility required. Federally Insured by NCUA.





