Certificates & IRAs
To Honor Those on the Front Lines, The Champion Account for Teachers,
Police, Fire, EMS & Healthcare Workers
- $10 Bonus Monthly Dividend1
- Cash Back Rewards for using your Debit Card2
- Bonus relationship Premium rates on Loans and Term Certificates3
- A Custom Champion Debit Card
- Free Custom Champion Account checks
- No Minimum Balance
- No Minimum Maintenance Fee
- No ATM Fees4
- FREE Bill Pay
- Online Banking
- Mobile Banking
FRFCU has established the Champion Family Scholarship Fund exclusively for
qualifying Champion Account members, and we donate $10 to the fund for each
new Champion Account relationship, as well as for each new Consumer Loan & Mortgage
(2) Cash back for using your debit card for signature or online point of sale (POS) transactions (no PIN based transactions or ATM withdrawals). Up to $10 cash back per month. Total maximum additional earnings up to $240 per year in additional dividends and rewards.
(3) Relationship Premium Rates for Consumer Loans (does not include Mortgages or Credit Cards), Certificates and IRAs include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either 1- existing checking acct with minimum monthly Direct Deposit of $500.00 , 2 – FRFCU debit card with minimum 5 transactions in previous month, or 3 – Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. The Champion Account receives 0.10% additional.
(4) Financial Resources does not charge a fee for using an ATM. Other financial institution and/or ATM operators may charge a fee for using their ATM. Membership eligibility required.