Champion Accounts



Certificates & IRAs

Vehicle Loans

Credit Cards

Personal Loans




To Honor Those on the Front Lines, The Champion Account for Teachers,
Police, Fire, EMS & Healthcare Workers

Financial Resources FCU thanks you for your service to our communities by providing you with these extra account benefits:

  • $10 Bonus Monthly Dividend1
  • Cash Back Rewards for using your Debit Card2
  • Bonus relationship Premium rates on Loans and Term Certificates3
  • A Custom Champion Debit Card
  • Free Custom Champion Account checks

Plus, your Champion Account comes with:

  • No Minimum Balance
  • No Minimum Maintenance Fee
  • No ATM Fees4
  • FREE Bill Pay
  • Online Banking
  • Mobile Banking
  • eStatements

FRFCU has established the Champion Family Scholarship Fund exclusively for
qualifying Champion Account members, and we donate $10 to the fund for each
new Champion Account relationship, as well as for each new Consumer Loan & Mortgage


(1) $10 bonus dividend with a monthly direct deposit of $1,000 or more.
(2) Cash back for using your debit card for signature or online point of sale (POS) transactions (no PIN based transactions or ATM withdrawals). Up to $10 cash back per month.
(3) Total maximum additional earnings up to $240 per year in additional dividends and rewards. Accounts that have a bonus payable greater than $10 are subject to IRS-1099 INT reporting.
(4) Relationship Premium Rates for Consumer Loans (does not include Mortgages or Credit Cards), Certificates and IRAs include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either 1- existing checking acct with minimum monthly Direct Deposit of $500.00 , 2 – FRFCU debit card with minimum 5 transactions in previous month, or 3 – Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. The Champion Account receives 0.10% additional.
(5) Financial Resources does not charge a fee for using an ATM. Other financial institution and/or ATM operators may charge a fee for using their ATM. Membership eligibility required.