Credit Cards

Checking

Savings

Certificates & IRAs

Vehicle Loans

Personal Loans

Mortgages

Forms

Rates

Add your Credit Card to your Digital Wallet for easy accessibility!

FeaturesVisa Signature CardVisa Platinum cardVisa Secured CardVisa Business Card
visa signature card from FRFCUFRFCU visa platinum cardFRFCU visa platinum cardfrfcu visa business card
Best ForOur most exclusive card. Perfect for the traveler or those who use their card as their main payment optionA no-frills card with a great rate. Perfect for balance transfers or those who carry a balance each month.Building or repairing credit. Establish a credit limit with a security deposit of your choosing ($500 minimum) and then borrow against your own money. Prevents overspending.Daily savings, low rates and unlimited rewards points make this a go-to business credit card.
Intro APR* on Purchases0.00%0.00%N/AN/A
Balance Transfer APR4.99%4.99%N/AN/A
APR*9.90%-18.00%7.99% – 18.00%15.49%9.99% – 18.00%
Annual Fee$0$0$0$0
Balance Transfer Fee$0$0$0N.A
Rewards**1.5 Points per dollarN/AN/A1.5 Points per dollar
Late FeesUp To $40.00Up To $40.00Up To $40.00Up To $40.00
Due Date1st Day of the Month1st Day of the Month1st Day of the Month1st Day of the Month

*APR = Annual Percentage Rate

**Earn 1.5 points for every $1 spent on eligible net purchases

Learn more about our credit card options below

Explore Credit Card Options:

visa signature card from FRFCU

Visa Signature Card

Shopping with your VISA Signature Card will be truly rewarding! Enjoy a 0.00% introductory rate on purchases during the first six months from account opening, depending on credit rating and history. After the first six months, the standard APR* is 9.90% to 18.00% based on your credit. Use your VISA Signature Card and earn rewards redeemable for travel, gift cards, merchandise, and more!

Additional features and benefits include:

  • No Annual Fees/No Balance Transfer Fees
  • 4.99% APR for Balance Transfers
  • Receive 1.5 Rewards Points for each dollar of Net Purchases charged to your VISA Signature Card
  • Earn unlimited Reward Points
  • No Expiration Date on Points
FRFCU visa platinum card

Visa Platinum Card

Enjoy daily savings and a low rate. VISA Platinum is another great Credit Card choice!
  • 0.00% Introductory APR for the first six months for purchases
  • 7.99 – 18.00% APR thereafter based on credit
  • 4.99% APR for balance transfers
  • No annual fees or balance transfer fees
frfcu visa business card

Visa Secured Card

Do you need to build credit? Our low rate VISA Secured Credit Card can help
Ask how you can use your VISA Secured Card to help save money too!
15.49% APR for purchases

No Annual Fees

frfcu visa business card

Visa Business Card

Enjoy daily savings and a low rate!

  • 9.99 – 18.00% APR for purchases
  • Foreign Transaction fee is equal to 1% of the U.S. dollar amount for each such transaction
  • Receive 1.5 Reward Points for each dollar of Net Purchases charged to your VISA Business Card
  • Earn unlimited Reward Points that don’t expire

Manage your card anywhere

CardValet’s Card Control Credit Card Management provides members the ability to restrict and un-restrict Credit Cards anytime, anywhere. Take control with CardValet! Download the CardValet app and create an account to access, monitor and control your Debit and Credit Cards all in one place.