Fuel your future with help from a technical skills loan
Train for a New Career. Invest in Yourself. Financial Resources FCU Can Help!
At Financial Resources Federal Credit Union, we believe that education should open doors, not create barriers. That’s why we offer our Technical Skills Loan, designed specifically to help students at trade schools and trade unions cover the cost of job skills training and professional certification. Whether you’re training to become an electrician, HVAC technician, welder, or healthcare assistant, this loan gives you the financial flexibility to focus on your future.
As a Community Development Financial Institution (CDFI), we’re committed to providing financial solutions that make a real difference. This specialized loan supports hard-working individuals who want to enhance their skills, increase their earning potential, and build a better life through vocational and technical education.
Why Choose Our Technical Skills Loan?
- Borrow up to $10,000 to fund your education or job certification
- Flexible repayment terms up to 72 months with rates as low as 10.79% APR*
- No minimum credit score required because we believe in second chances
- No maximum debt-to-income ratio required
- Bankruptcy-friendly – must be discharged for 24 months minimum
- Funds paid directly to your school or program for convenience
What You’ll Need to Apply
- Proof of registration, program cost, and length of study
- Your program must be an eligible trade school or union training program
About Financial Resources FCU
We’re more than just a credit union—we’re a financial partner dedicated to helping individuals grow, thrive, and succeed. As a member-owned, not-for-profit institution, we reinvest in our community by offering fair and accessible financial products to those who need them most. When you join FRFCU, you become part of something bigger.
*APR = Annual Percentage Rate. All loans are subject to credit approval. Not all will qualify for the lowest rate. Rates based on individual credit circumstances. Rates are subject to change at any time without notice. Minimum loan amount of $500. Maximum loan amount of $10,000. Payment Example: 10.79% APR for 72 months = $18.93 per $1,000. Membership eligibility required. Federally Insured by NCUA.