Need to get a
handle on
your budget?
A Personal Loan from FRFCU can get
you on the right track to financial success!
Planning a dream vacation?
Unexpected home repairs?
Need a line of credit?
There’s a loan for that!
Personal Loans & Lines of Credit
| Type | Term | Relationship Premium Annual Percentage Rates As Low As | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
| Personal Loan | Up to 60 months | 10.69% | $21.59 |
| Personal Line of Credit | Up to 120 months | 14.74% |
Stock Secured Loans
| Type | Term | Annual Percentage Rates As Low As | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
| Line of Credit | 4.75% | ||
| Principal & Interest | Up to 120 months | 6.75% | $11.48 |
| Interest Only | Up to 12 months | 5.00% | $4.11 Interest Only |
Credit$ense
| Type of Loan | Term | Rates | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
| Credit$ense | Up to 24 months | Low Fixed Rate of 6.99% APR | $44.77 |
Credit$ense
APR = Annual Percentage Rate. Loan amounts between $500.00 and $3,000.00. Not to be combined with any other rate discount programs or incentives. Terms and conditions may change without notice. Loan proceeds will be deposited into the member’s savings account for the term of the loan and will be provided to the member upon final loan payment. Payment example: $1,000.00 loan at 6.99% for 24 months equals a monthly payment of $44.77. Membership eligibility required. Rates are subject to change without notice.
Personal & Stock Loans
APR = Annual Percentage Rate. Loans are subject to credit approval. Loan amounts between $500 and $20,000. The Annual Percentage Rate (APR) quoted is the lowest based on individual credit circumstances for each qualified applicant. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Certain restrictions and minimum loan amounts may apply. Rates are subject to change without notice. Loans and Lines are not available in Puerto Rico.
