Notice: Beware of scam calls impersonating the FRFCU Fraud Department. Our Fraud Department will never call asking you for personal identifying information.

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We do checking

your way

FRFCU Checking options are designed
to make your everyday a little easier.

Plus, when you refer a friend to open a Checking Account,
you’ll each receive a free gift!

We offer:

24/7 Digital Banking and
access to over 55,000
ATMs nationwide.

Free MasterCard®
Debit Cards included!

Simple, versatile and
always there when
you need it.

Wherever you are in life…we’ll meet you there!

Free Checking


This do-everything account
features a free Mastercard®
Debit Card, and much more!


Learn more


Open an account

VIP Checking


An Account for those interested
in higher dividends.

Requires $1,500 minimum balance.

Learn more


Open an Account

Champion Checking

To Honor Those on the Front Lines: Teachers,
Police, Fire, EMS, & Healthcare Workers



Learn More

Direct Advantage Checking

Earn dividends with the convenience
of direct deposit or any automatic payment!

Only $25 needed to open an account

Learn more


Open an Account


Advantage 50 Checking

Benefits to those 50 and over!
Only $25 to open your account!


Learn more


Open an Account Now

Hero Checking

Available for active duty Military & Veterans of the U.S. Armed Forces

Plus FRFCU will donate $50 to a local Veteran Service Organization for each new Hero Account!


Learn More

Community Checking



Designed to give you
peace of mind.

Learn More

All Personal Checking Accounts Include Free

Access to over 55,000 ATMs via our nationwide Allpoint Network

Simple and free Online Banking services

Debit Cards for easy on the go payments

Overdraft courtesy pay privilege

FRFCU Visa® credit cards

Mobile Check Deposit

Easy Mobile Banking