Certificates & IRAs
The Hero Account for Active Duty Military & Veterans of the US Armed Forces.
Thank You for Your Service
- $10 Bonus Monthly Dividend1
- Cash Back Rewards for using your Debit Card2
- Bonus relationship Premium rates on Loans and Term Certificates3
- A Custom Military Tribute Debit Card
- Free Custom Hero Account checks
- Plus, your Hero Account comes with: No Minimum Balance, No Monthly Maintenance Fee, No ATM Fees4, FREE Bill Pay, Online Banking, Mobile Banking and eStatements.
FRFCU will donate $50 to a local Veteran Service Organization for each new Hero Account!
(1) $10 bonus dividend with a monthly direct deposit of $1,000 or more.
(2) Cash back for using your debit card for signature or online point of sale (POS) transactions (no PIN based transactions or ATM withdrawals). Up to $10 cash back per month.
(3) Total maximum additional earnings up to $240 per year in additional dividends and rewards. Accounts that have a bonus payable greater than $10 are subject to IRS-1099 INT reporting.
(4) Relationship Premium Rates for Consumer Loans (does not include Mortgages or Credit Cards), Certificates and IRA’s include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either 1- existing checking acct with minimum monthly Direct Deposit of $500.00, 2-FRFCU debit card with minimum 5 transactions in previous month, 3- Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. The Hero Account receives 0.10% additional.
(5) Financial Resources does not charge a fee for using an ATM. Other financial institution and/or ATM operators may charge a fee for using their ATM.