Disclosures

$25 deposit required to open a Hero Account. ¹$10 bonus dividend earned with a monthly direct deposit of $1,000 or more to your 0.05% Annual Percentage Yield (APY) Hero Account; the bonus is issued monthly and there’s no minimum balance required to earn the bonus. ²Cash back for using your debit card for signature or online point of sale (POS) transactions (no PIN based transactions or ATM withdrawals). Up to $10 cash back per month. Total maximum additional earnings up to $240 per year in additional dividends and rewards. ³Relationship Premium Rates for Consumer Loans (does not include Mortgages or Credit Cards), Certificates and IRA’s include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either 1- existing checking acct with minimum monthly Direct Deposit of $500.00 , 2-FRFCU debit card with minimum 5 transactions in previous month, 3- Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. The Champion Account receives 0.10% additional. ⁴Financial Resources does not charge a fee for using an ATM. Other financial institution and/or ATM operators may charge a fee for using their ATM. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender.