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Community Checking

Designed to give you
peace of mind.





Community Checking is our way of helping you stay on track with your financial health! Begin your fresh start with a Community Checking Account today and take control of your financial future! And for more help or information about how to create or improve your credit and stay on track with your financial health, click here.

The FRFCU Community Checking Account is officially certified as meeting the Bank On National Account Standards, designed to ensure that everyone has access to a safe and affordable bank account that allows you to pay bills and make purchases without worrying about overdraft fees.

Members with Community Checking enjoy:

  • Free Online Banking
  • Free Direct Deposit
  • Free Check Cashing
  • A Free MasterCard® Debit Card
  • No Overdraft Fees
  • No Monthly Fees
  • No Minimum Balance Fees
  • Access to 55,000+ ATMs Nationwide

Community Checking is a simple digital account that gives you access to what’s available in your account.  Additionally, free unlimited use of your debit card means no more hassling with paper checks! You’ll still have the functionality of a traditional account, with the ability to set up bill pay and automatic payments. 

Free Direct Deposit electronically deposits your recurring income into your Community Checking account, which means your deposits are made automatically. In addition to saving time, you don’t have to worry about your checks being lost or stolen. Direct Deposit is the most convenient and secure way to deposit your money.