Holiday Skip-a-Pay

Enjoy some cheer and skip your next loan payment*

this holiday season during December 2022 or January 2023!

Love the holidays, but not the bills?

Financial Resources FCU knows that the season of cheer can sometimes lead to overwhelming bills.

That’s why we want to help you make this a great time of year by giving you the option to choose to skip one of your loan payments this holiday season!

Signing up for Skip-a-Pay is quick & easy!

Simply fill out and submit the form below.

Skip-a-Pay

Borrower Name(Required)

Borrower Name

Loan Number (last 4 digits only)(Required)

Date(Required)

Phone

Email(Required)

You, the Borrower(s) whose name appears above, have requested Financial Resources Federal Credit Union to allow you to skip one (1) monthly payment for the above referenced loan. If payments are made bi-weekly, two (2) bi-weekly payments will be skipped. You agree to pay a fee of $35.00 for this Skip-a-Payment. You understand that during the one-month period in which you will not be making a monthly payment, interest will continue to accrue on the loan in accordance with the terms of the loan documents. The maturity date of your loan will also be extended by one month. GAP Insurance and Debt Protection, if applicable, will not extend beyond the original maturity date.

Select the payment you would like to skip:(Required)

Indicate your Skip-a-Pay fee payment method:(Required)

If you chose "Financial Resources FCU Checking/Savings Account" as your fee payment method, please enter the last four digits of your account number here.

Note: The Skip-a-Pay fee cannot be deducted from an external account. Your Skip-a-Pay application must be received and the fee must be paid at least 7 business days prior to payment due date.

I/We, the Borrower(s) whose name(s) appears above agree to the terms contained in this agreement.

Borrower Signature(Required)

Date(Required)

Borrower Signature

Date

We reserve the right to refuse any Skip-a-Pay request. If $35 fee is not received, you are responsible to make your normal loan payment as scheduled.

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Disclosures

Skip-a-Pay Registration must be completed and fee must be paid 7 business days before your payment due date.

Note: Only Personal Loans and Auto Loans are eligible for Skip-a-Pay. Loan must have been opened more than three (3) months ago and have at least three (3) payments left on the loan. Delinquent loans at time of request are not eligible

*Mortgages, Credit Cards, Home Equity Loans and Lines of Credit are not eligible for this Skip-a-Pay offer. Loan must have been opened more than three (3) months ago and have at least three (3) payments remaining to qualify for the Skip-a-Pay program. Delinquent loans are not eligible. This offer is valid for the addressed recipient only, and you can only skip one (1) payment in either December 2022 or January 2023.

During the one-month period in which you will not be making a monthly payment (December 2022 or January 2023), interest will continue to accrue on the loan in accordance with the terms of the loan documents. The maturity date of your loan will also be extended by one (1) month. GAP insurance and Debt Protection, if applicable, will not extend beyond the original maturity date. FEE: You agree to pay a fee of thirty-five dollars ($35.00) for this Skip-a-Pay program agreement.

Federally Insured by NCUA. Equal Opportunity and Equal Housing Lender.