Debit / ATM Cards



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Debit Cards:

Get the most out of your checking account; Open a Financial Resources FCU Checking Account, and enjoy access, benefits and rewards that help you manage your money with a chip-enabled MasterCard Debit Card you can easily add to your Digital Wallet!

  • Pay for purchases anywhere MasterCard® is accepted
  • No monthly fees*
  • Add your debit card to your Digital Wallet for even more security!
  • No need to write a check or show ID. Funds are withdrawn from your checking account so your purchase transactions are shown on your monthly statement.
  • Add Travel Notifications within your Card Valet Mobile App.


To order your Debit Card and receive it in 7-10 days, contact our Member Service Center at 800-933-3280. Or visit your nearest branch to receive your card that day!

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Instant Card Replacement:

Need a new card? Damaged or lost? Walk into a branch and you’ll walk out with a new, authorized debit card. Easy and quick.

Replacement cards can also be ordered by contacting the Member Service Center 800.933.3280 and a new card will be mailed to you.

Damaged Cards can be ordered online. You can use this option if you still have the card in your possession.

To order your Debit Card and receive it in 7-10 days, contact our Member Service Center at 800-933-3280. Or visit your nearest branch to receive your card that day!


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Important Phone Numbers:

To activate your card or change your PIN: call our automated system at 1.800.992.3808
Lost or Stolen card: Contact our Member Service Center during regular business hours 800.933.3280. After hours you may contact: English language: 1.877.253.8964, Se Habla Espagnol: 1.877.253.5901
Dispute a purchase: 800.933.3280
All other correspondence: Financial Resources FCU P.O. Box 6999, Bridgewater, NJ 08807-0999
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Controls & Security: Your Debit Card’s ON-OFF Switch:

Protect yourself against fraud and monitor purchases made with you MasterCard Debit Card. Taking control is simple with Card Controls:

  • Turn off your card temporarily
  • Set debit card spending limits
  • Monitor purchases with real-time alerts
  • Add your Travel Notifications within the Card Valet Mobile App:
    • Select “Travel Plan”.  The application will walk you through the rest.
    • Members will receive a security code to verify your identity for security reasons.  After that simply select your Departure Date, Return Date, and Destination.
    • Once you click “Save”, your notification is saved in real-time.  If you delete your travel plan, it will be removed in Real-time.
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ATM Cards:

If you prefer, a regular ATM card is available to access your funds through a checking, savings or money market account from automatic automated teller machines throughout the world.
* Monthly Fee for cards that have no activity for a continuous six (6) month period

1 Certain terms, conditions and exclusions apply. For complete coverage terms and conditions, call 1-800-MC-ASSIST.
2 Certain restrictions apply. For details, visit

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Debit Card Protection:

Every time you shop with your Financial Resources FCU Debit MasterCard you can breathe easy knowing you’re protected.

Extended Warranty doubles the original manufacturer’s or store brand warranty for up to one year on eligible items that have an original manufacturer’s warranty of no more than 12 months when you pay with your Financial Resources FCU Debit MasterCard®.1

Price Protection reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of the purchase when you pay with your Financial Resources FCU Debit MasterCard®.1

Identity Theft Resolution Services help you with credit bureau notification and card replacement should you become the victim of identity theft, not just for your Financial Resources FCU Debit MasterCard®, but for all the cards in your wallet.1

Automated Alerts for your FRFCU Credit and Debit cards Our Fraud Alert System lets you know if there is suspected fraudulent activity on your credit or debit card. Once you sign up, we will send you a text message and let you know if there is unusual activity. You respond letting us know if you recognize the transaction. If you don’t recognize it, our fraud process begins right away. This limits the potential misuse of your card.
In our ongoing efforts to protect our members from Debit card fraud, we may require you to use your PIN when performing certain transactions at major retailers. The PIN provides an extra layer of security when using your Debit card, and allows us to better determine whether a transaction is legitimate or fraudulent.

If you have any questions regarding these requirements please contact us at 800-933-3280.

Signing up for Fraud Alerts is easy. Just Click below and follow the easy steps to register your card.

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CardValet’s Card Control Debit Card Management provides members the ability to restrict and un-restrict ATM or Debit Cards anytime, anywhere. You can even add Travel Notifications! Take control with CardValet! Download the CardValet app and create an account to access, monitor and control your Debit Card.

Plus…Mobile Banking Made Easy

Download the FRFCU Mobile Banking App from the Apple App Store or Google Play Store today!

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More options from Financial Resources FCU

Savings Accounts

We work with you to help you build for your future and your family’s with Purple Savings options, Youth Savings accounts, and Club Savings!

Certificates & IRAs

competitive, tax advantaged savings vehicles to help you set money aside for retirement, education, or a sunny day!

Bank from Anywhere

Get account balances, make automatic loan payments,, manage your accounts and deposit checks remotely using our FRFCU mobile banking app.