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We will be closed for Memorial Day on Monday, May 27th. Our Virtual Assistant Phil, Online, Mobile, & Phone Banking services are available 24/7.

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We Have the
Best Rate Guaranteed*

Bring in your best Term Certificate rate and we’ll MATCH IT*!


Open a Term Certificate!

What You
See Is What
You Get!


Best Rate Guaranteed for Term Certificates*

We strive to offer our members competitive rates! We offer to match verifiable Certificate rates to FRFCU members from any bank or credit union with a physical branch location within the communities in which we have branch locations: Hudson, Hunterdon, Middlesex, Somerset, and Union NJ Counties*.


View Rates

How to Request Your Rate Match:


– Come into one of our branch locations in Bridgewater, Somerset, Green Brook, Hillsborough, Flemington, or Jersey City, NJ to speak with a Relationship Specialist!

– You must bring your printed rate verification* with you to redeem this offer.

Click here to view our branch locations.

Take Advantage of the Best Rate Guaranteed*!


Give us a call at:
(800) 933-3280


*FRFCU will offer to match verifiable certificate rates to FRFCU members by any bank or credit union with a physical branch location within the communities in which we have branch locations – Hudson, Hunterdon, Middlesex, Somerset, and Union counties. Offer available for Term Certificates only. Internet Banks and other Internet Financial Institutions’ certificate rates do not qualify for this offer. FRFCU will match all “like” terms and rates including any associated balance requirements. Members must provide verification of the rate they have been offered from the other bank or credit union. In the event the member is unable to obtain a written rate sheet offer or copy of the advertisement with full terms and conditions, FRFCU must be able to verify the competitor’s rate for which the member qualifies and it must be a current offer. FRFCU Rate Match Program cannot be combined with any other promotional offer at FRFCU. Relationship Premium Rate Pricing not eligible on rate match offers. Bump-Up Certificates are not available for this offer. FRFCU reserves the right to discontinue or modify this offer at any time without notice. FRFCU reserves the right to approve or deny any guarantee claim at its sole discretion. Federally Insured by NCUA.