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Disclosures

*APR = Annual Percentage Rate. Rate effective as of 11/1/23. Rates are subject to change at any time without notice. Loans are subject to credit approval. Rates are based on individual credit circumstances and may be higher than the quoted rate. The Annual Percentage Rate (APR) quoted is the lowest based on individual credit circumstances for each qualified applicant. Discounted rate example includes a discount of 0.10% for an active checking account (active checking account requires either (A) existing checking account with minimum monthly Direct Deposit of $500.00, (B) FRFCU Debit Card with minimum of 5 transactions in previous month, (C) Active Bill Pay Account; 0.10% for an existing Consumer Loan (excludes Credit Builder and Personal Lines of Credit); and 0.10% for an FRFCU Mortgage or Investment Account. If no qualifying relationship, add 0.30% to the stated rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Personal Loan minimum of $500.00 and maximum of $20,000.00. Maximum repayment term of 60 months. No minimum repayment term. Payment Example: $1,000 Personal Loan at 10.99% for 60 months equals a monthly payment of $21.59. For more details, contact Financial Resources FCU at 800-933-3280 or at 520 Route 22 East, Bridgewater, NJ 08807. Membership eligibility required. Federally Insured by NCUA.