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link to Financial Resources FCU home page

Membership has its


Great Rates

Low Fees

Credit Assistance

& More!


Competitive Rates on Loans and Savings Accounts

Financial Resources FCU is focused on providing reasonable rates to our members. Because we are a not-for-profit and don’t have to pay profits to shareholders as banks do, we can pass that money on to you, our members, by offering:

  • Higher APYs on savings accounts and Certificates
  • Lower APRs on loans

PLUS: FRFCU offers some of the best:

  • Checking Accounts
  • High-Yield Savings Accounts
  • Certificate rates


Credit for Small Businesses and Borrowers in Need

As a small business you can look to FRFCU to help provide loans that might be overlooked or underserved by larger banks.

If you are a small business owner or just want to support small businesses in your community, becoming a member of FRFCU may help.

As a not-for-profit organization, FRFCU also has a focus on providing loans to people in need.


Great Customer Service

Credit unions tend to rate more highly than banks on surveys of customer satisfaction.

For example, Consumer Reports found that 96% of credit union members were “highly satisfied” with their credit union.

Because our customers are also our owners, FRFCU is highly focused on providing customer service in a way that not every bank may be inclined or able to match.


Community Involvement

Financial Resources FCU has a specific mission to help serve our communities. No matter what kind of neighborhood, city or town our members live in, we intend to connect our local communities with affordable financial education and services.

Members benefit from free programs on money management for all ages. We also help our members save by offering lower fees and higher returns on deposit accounts, as well as savings on auto loans.

We can make a big difference in the financial lives of members who might otherwise be charged high fees from check-cashing services, or pay higher interest rates on the car loans they need to get to work.

Support for Diversity and Inclusion

Due to our commitment to local relationships in communities that might otherwise be underserved by traditional banks, FRFCU has a strong focus on support for diversity and inclusion.

Many companies talk about how much they care about diversity and inclusion. FRFCU lives it. We make it part of our everyday work by providing for the financial needs of diverse communities.