Big changes coming?
We’ve got your back!
FRFCU offers ways to
help you handle
whatever life throws
your way!
Why get a Life Event Loan?
Get help with big life changes.
Build credit by making
loan payments on time.
Pay for home repairs,
a wedding, furniture,
even in-vitro fertilization!
Whatever it is…
we likely have a
loan for that!
Whether you’re in need of a new roof, new windows or doors, need a new furnace or HVAC, have orthodontic bills, need Lasik surgery, are planning a wedding or a move, or have decided it’s time to fix up your patio or purchase some new furniture; our Life Event Loans can help!
Life Event Loans Can Be Used for:
Home Improvements
Roofing & Siding
Windows & Doors
Solar
Pools
Decks & Patios
Driveways
Sprinkler Systems
Family Event / Crisis Loans
Adoption
In Vitro Fertilization
Moving
Weddings
Citizenship
Funeral Expenses
Home Emergencies
Mold Remediation
Water Damage
Furnace/HVAC/Hot Water Heater
Water Softener Systems
Health & Beauty Loans
Cosmetic Dentistry
Cosmetic Surgery
Orthodontics
Lasik Surgery
Weight Loss Surgery
Appliances & Furniture
Refrigerators
Stoves
Dishwashers
Washers & Dryers
Other Major Appliances
Furniture Purchases
Technical Skills Education
HVAC
Electrician
Plumber
Welder
Healthcare Assistant
& More
| Type of Loan | Term | Relationship Premium Annual Percentage Rates as Low as | Monthly Payment per $1,000 borrowed |
|---|---|---|---|
| Home Improvement | Up to 84 months | 9.94% | $16.57 |
| Home Improvement | Up to 120 months | 10.94% | $13.74 |
| Home Emergency | Up to 72 months | 10.44% | $18.75 |
| Health & Beauty Loans | Up to 72 months | 11.94% | $19.52 |
| Family Event/Crisis | Up to 72 months | 9.44% | $18.24 |
| Appliances & Furniture | Up to 48 months | 10.44% | $25.57 |
| Technical Skills | Up to 72 months | 10.79% | $18.93 |
Financial Resources FCU has been a trusted credit union for over 100 years. You can apply for our simple and convenient Life Event loans online, talk to one of our loan specialists by calling (800) 933-3280, or apply at your local branch.
Loan amounts between $500 and $20,000. Loans are subject to credit approval. Rates based on individual credit circumstances. Loans and Lines are not available in Puerto Rico.
The Annual Percentage Rate (APR) quoted is the lowest based on individual credit circumstances for each qualified applicant. Not all applicants will qualify for the lowest rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Rates are subject to change without notice. Membership eligibility required.
The Annual Percentage Rate (APR) quoted is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either (A) existing checking account with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship add .30% to the stated rate.