The help you need, when you need it.
SBA Loans
FRFCU is a preferred lender with the Small Business Administration (SBA). This enables us to provide you with the appropriate help you need, when you need it!
You want expedited processing and approval of loans.
We are proud to partner with the SBA to offer a variety of loan programs to fit every need.
Financial Resources FCU has been named the #1 Top Credit Union SBA 7(a) Lender in New Jersey from 2013 – 2025!
7(a) Loans
The SBA guaranteed loan programs allow Financial Resources FCU to provide financing when collateral may not meet conventional lending standards.
Flexible payment options and longer terms than traditional loans can be provided under the SBA 7(a) program.
Traditional 7(a) commitments can be offered up to $5,000,000.00
504 Loans
The 504-loan program provides growing small businesses with long-term financing to acquire, construct or expand their business location, or purchase machinery and equipment.
The 504 program allows a borrower to contribute as little as 10% in equity.
These small business loans usually have preferential long-terms interest rates.
Express Loans
Ideal for businesses that may not meet traditional lending requirements.
For loans up to $350,000.
Flexible payment options and longer terms.
Funds may be used for working capital, equipment, inventory, expansion, or real estate purchases.
Disaster Assistance
The SBA provides low-interest disaster loans to help businesses recover from declared disasters.
Learn more details on qualifying for an SBA and its uses: