Stock Loans

Personal Loans

A Personal Loan offers a fixed rate and term so you can budget your monthly payment. There are no fees to apply and you can prepay at any time. Personal Loans can help you quickly receive the money needed for special events, home improvements, unplanned expenses, and more!

Get the money you need for special events, home improvements, unplanned expenses, and more!
A Personal Loan offers a fixed rate and term so you can budget your monthly payment.
No fees to apply and you can prepay at any time.

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Credit$ense from FRFCU

No Credit? Bad Credit?

Work towards financial health and build your credit with our Credit$ense Program!

Whether you need to build your credit for the first time or rebuild your credit to work towards financial health, Credit$ense is here to help.

Borrow $500 – $3,000
Low Fixed Rate of 6.99% APR*
Flexible terms up to 24 months
Loan proceeds are deposited & secured in your Savings Account
Loans paid on time will have a positive effect on your credit history

Start building your credit by applying today!
Call us: (800) 933-3280

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Disclosures *APR = Annual Percentage Rate. Loan amounts between $500.00 and $3,000.00. Not to be combined with any other rate discount programs or incentives. Terms and conditions may change without notice. Loan proceeds will be deposited into the member’s savings account for the term of the loan and will be provided to the member upon final loan payment. Payment example: $1,000.00 loan at 6.99% for 24 months equals a monthly payment of $44.77. Membership eligibility required.

Get what you want with the purchasing power of your assets. Our Stock Secured Loan Program provides a valuable and exclusive benefit that lets the value of your company stock continue to appreciate while you take advantage of the equity it’s built up and any dividends you may receive.

Loans up to 80% of the current market value for J&J Stock (JNJ).
Maximum loan amounts up to $1 million.
Extremely competitive rate based on the 10-year T-bill rate for the Fixed Payment option, and the Prime Rate for Line of Credit and Interest Only option.
Same day service on your loan request!

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Personal Lines of Credit from FRFCU

A Personal Line of Credit offers flexible borrowing and convenient access.

Low, variable rates based on the Prime Rate as found in the Wall Street Journal.
Credit limits from $500 up to $20,000.
Pay interest only on what you use. As you repay the principal, that money becomes available to you again!

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