NOTICE: All FRFCU branches will be closed on Wednesday, January 1st, for New Year’s Day.

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Home Equity Fixed Rate Loan

(7 to 20 Year Terms)(1)

  • No application fees, no closing costs, and no annual fees. State specific taxes and/or fees are the responsibility of the borrower(s).
  • One-time advance loan.
  • Fixed rate and monthly payments.
  • Borrow up to 100% of your home’s value minus your first mortgage balance up to $250,000.
  • Terms available from 7 to 20 years.
  • Reduced rate option: Lower your rate by 0.25% if this Home Equity Loan will be in the first lien position. This usually means that there is not another mortgage, home equity or lien on the property or that this loan is in the priority position over all other liens.

Apply Now!

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