Our
Privacy
Policy
What Financial Resources
FCU shares, who it’s
shared with,
and why.
Revised 3/24/2021
What Does Financial Resources Federal Credit Union D0 With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Questions?
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this
notice.
How?
All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons Financial Resources Federal Credit Union chooses to share;
and whether you can limit this sharing.
| Reasons we can share your personal information | Does Financial Resources Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Who We Are
Who is providing this notice?
Financial Resources Federal Credit Union
3040 Route 22 West, Building 2, Branchburg, NJ 08876
How does Financial Resources collect my personal information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or cash card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What We Do
How does Financial Resources protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Financial Resources Federal Credit Union affiliates include Financial Resources CUSO, LLC.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates we share with can include securities, insurance & mortgage services, direct marketing and research firms, auditors, consumer reporting agencies and other service providers.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit card partners, debit card reward providers, accidental death & dismemberment insurance.