NOTICE: FRFCU will be closed on Thursday, November 28th for Thanksgiving. NOTICE: Our Hillsborough Branch hours have changed to a modified schedule. View our Locations & Hours page for branch hours.

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Credit$ense from FRFCU

No Credit? Bad Credit?

Work towards financial health and build your credit with our Credit$ense Program!

Whether you need to build your credit for the first time or rebuild your credit to work towards financial health, Credit$ense is here to help.

  • Borrow $500 – $3,000
  • Low Fixed Rate of 6.99% APR*
  • Flexible terms up to 24 months
  • Loan proceeds are deposited & secured in your Savings Account
  • Loans paid on time will have a positive effect on your credit history

Start building your credit by applying today!
Call us: (800) 933-3280

Disclosures
*APR = Annual Percentage Rate. Loan amounts between $500.00 and $3,000.00. Not to be combined with any other rate discount programs or incentives. Terms and conditions may change without notice. Loan proceeds will be deposited into the member’s savings account for the term of the loan and will be provided to the member upon final loan payment. Payment example: $1,000.00 loan at 6.99% for 24 months equals a monthly payment of $44.77. Membership eligibility required.