New & Used Auto Loans
Financial Resources FCU offers competitive rates on New, Used & Refinanced Vehicle Loans! Get $150* when you get a New, Used or Refinanced Auto Loan with FRFCU!
Drive away with confidence.
Whether you’re shopping for a brand-new vehicle or a reliable used car or truck, our Auto Loans are designed to help you get behind the wheel with ease. With competitive rates, flexible terms, and financing options tailored to your budget, you can focus on finding the right ride instead of worrying about the financing.
At Financial Resources FCU, we put people first, which means you’ll enjoy a simple application process, quick decisions, and personalized support from start to finish.
Ready to get moving? Check out our rates and apply today to finance your next vehicle!
New Cars & Trucks
| Term | Relationship Premium Annual Percentage Rates As Low As | Monthly Payment per $1,000 Borrowed |
|---|---|---|
| Up to 36 Months | 5.89% | $30.37 |
| Up to 48 Months | 5.94% | $23.46 |
| Up to 60 Months | 5.94% | $19.30 |
| Up to 72 Months | 6.14% | $16.64 |
| Up to 84 Months | 6.49% | $14.84 |
Used Cars & Trucks
| Term | Relationship Premium Annual Percentage Rates As Low As | Monthly Payment per $1,000 Borrowed |
|---|---|---|
| Up to 36 Months | 5.89% | $30.37 |
| Up to 48 Months | 5.94% | $23.46 |
| Up to 60 Months | 5.94% | $19.30 |
| Up to 72 Months | 6.14% | $16.64 |
| Up to 84 Months | 6.49% | $14.84 |
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New & Used Vehicle Loans
*$150.00 will be deposited into your FRFCU Regular Savings account within 30 days of loan booking. $150.00 offer only available for loan amounts of $10,000.00 or more, and for automobiles not already financed with FRFCU. Promotion effective as of 3/1/2023.Financing is offered exclusively for titled vehicles purchased through licensed dealerships, including automobiles, motorcycles, ATVs and UTVs, recreational vehicles (RVs), boats, personal watercraft, and other licensed or titled vehicles. Private party purchases are not eligible for financing.APR = Annual Percentage Rate.
New and Used Vehicle Loan Terms over 72 months require a minimum loan amount of $30,000.
New Vehicles: Get up to 130% financing plus tax, tag, title and extended warranty insurance.
Used Vehicles: Loans are granted on vehicles no more than nine (9) years old get up to 130% of the NADA or Kelly Blue Book retail value.
Vehicle Refinancing: Loans are granted on vehicles no more than nine (9) years old get up to 130% of the NADA or Kelly Blue Book retail value, adjusted for mileage and vehicle options.
Annual Percentage Rate (APR) remains fixed for the term of the loan.
The Annual Percentage Rate (APR) quoted is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either (A) existing checking acct with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship add .30% to the stated rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act from, which is currently 18%. Certain restrictions and minimum loan amounts may apply. Loans are subject to credit approval. Rates are subject to change without notice.
Loans and Lines are not available in Puerto Rico.