MOTORCYCLE & ATV LOANS
Hit the road, or the trail, with confidence.
Our Motorcycle & ATV Loans are designed to make it easy and affordable to finance the ride you’ve been dreaming about, whether it’s for weekend adventures or your daily commute. With competitive rates and flexible terms, you can focus less on financing and more on the thrill ahead.
At Financial Resources FCU, we put people first, so you’ll get a straightforward application process, quick decisions, and support every step of the way.
Ready to ride? Check out our rates and apply today to get moving!
New Motorcycles & ATVs
| Term | Relationship Premium Annual Percentage Rates As Low As* | Monthly Payment per $1,000 Borrowed | Min. Loan Amount |
|---|---|---|---|
| 48 Months | 7.70% | $24.27 | $3,000 |
| 60 Months | 8.20% | $20.37 | $10,000 |
| 72 Months | 8.95% | $18.00 | $15,000 |
Used Motorcycles & ATVs
| Term | Relationship Premium Annual Percentage Rates As Low As** | Monthly Payment per $1,000 Borrowed | Min. Loan Amount |
|---|---|---|---|
| 48 Months | 7.95% | $24.39 | $3,000 |
| 60 Months | 8.45% | $20.49 | $10,000 |
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New Motorcycle & ATV Loans
*APR = Annual Percentage Rate. The Annual Percentage Rate (APR) quoted is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Not all will qualify for the lowest rate. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either (A) existing checking acct with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship add .30% to the stated rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Certain restrictions and minimum loan amounts may apply. Loans are subject to credit approval. Rates are subject to change without notice.
Financing up to 100% of invoice. New motorcycle financing is available for any current or prior model year motorcycle that has never been titled.
Financing is offered exclusively for titled vehicles purchased through licensed dealerships, including automobiles, motorcycles, ATVs and UTVs, recreational vehicles (RVs), boats, personal watercraft, and other licensed or titled vehicles. Private party purchases are not eligible for financing.
Annual Percentage Rate (APR) remains fixed for the term of the loan.
Loans and Lines are not available in Puerto Rico.
Used Motorcycle & ATV Loans
**APR = Annual Percentage Rate. The Annual Percentage Rate (APR) quoted is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Not all will qualify for the lowest rate. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either (A) existing checking acct with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship add .30% to the stated rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Certain restrictions and minimum loan amounts may apply. Loans are subject to credit approval. Rates are subject to change without notice.
Financing is available up to100% of NADA Retail Value adjusted for motorcycle/ATV options. Financing is available for any used current model year vehicles plus vehicles of the five (5) prior model years.
Financing is offered exclusively for titled vehicles purchased through licensed dealerships, including automobiles, motorcycles, ATVs and UTVs, recreational vehicles (RVs), boats, personal watercraft, and other licensed or titled vehicles. Private party purchases are not eligible for financing.
Annual Percentage Rate (APR) remains fixed for the term of the loan.
Loans and Lines are not available in Puerto Rico.