MAKE YOUR FAMILY DREAM POSSIBLE

Your Family Dream is Worth Fighting For. We’re Here to Help Make it Possible.

The journey to parenthood through IVF is one of the most hopeful, courageous, and emotionally profound decisions a person or couple can make. It’s also one of the most expensive. At Financial Resources FCU, we believe that cost shouldn’t be the thing standing between you and the family you’ve been dreaming of. That’s why our Family Life Event Loan was designed with moments exactly like yours in mind.

Financing That Covers the Full Picture

IVF involves more than a single procedure, it’s a process that unfolds over weeks, months, and sometimes years, with costs that can add up quickly. Your FRFCU Life Event Loan can help cover:

• Fertility clinic fees and consultation costs
• IVF treatment cycles and lab fees
• Fertility medications and hormone therapies
• Egg retrieval and embryo transfer procedures
• Embryo storage and cryopreservation
• Additional rounds of treatment, if needed

Loan Terms Built Around You

• Borrow between $500 and $20,000
• Terms up to 72 months, keeping monthly payments manageable
• Rates as low as 9.44% APR*
  

A Credit Union That’s Been in Your Corner for Over 100 Years

FRFCU isn’t a bank driven by profit, we’re a member-owned credit union with more than a century of putting people first and helping individuals grow, thrive, and succeed. As a member-owned, not-for-profit institution, we reinvest in our community by offering fair and accessible financial products to those who need them most. When you take out a Life Event Loan with us, you’re not just getting financing. You’re getting a partner who understands that some moments in life are too important to put on hold.

*APR = Annual Percentage Rate. Loan amounts between $500 and $20,000. Loans are subject to credit approval. Rates based on individual credit circumstances. Loans and Lines are not available in Puerto Rico.

The Annual Percentage Rate (APR) quoted is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either (A) existing checking account with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship add .30% to the stated rate. Not all applicants will qualify for the lowest rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Rates are subject to change without notice.

Membership eligibility required. Federally Insured by NCUA.