SAVINGS ACCOUNTS
Save for a brighter future!
Regular Savings
For just a $1 deposit, you can begin your savings journey and work toward your savings goals!
- Open with a $1 deposit
- Earn dividends on balances of $1 or more
- Earns dividends compounded and credited quarterly
- 24/7 access via ATM or Cash Card (with a Checking Account attached)
Purple Savings
Looking for higher dividend rates? With just a $25 minimum balance, you can earn dividends through five rate tiers based on your balance.
- Open with a $25 deposit
- Offers higher dividend rates compared to Regular Savings
- Requires a daily minimum balance of $25 or higher
- Offers five different dividend rate tiers based on the balance
Ultra Purple Savings
A perfect account for those looking for our highest savings rates.
- Open with a $1,000 deposit
- Requires a daily minimum balance of $10,000
- Offers higher dividend rates when compared to Purple Savings
Youth Savings
Built for teens ages 14 to 17 to help get your child started on the right financial path by learning how to save and manage their money.
- Open with a $1 deposit
- $1 minimum daily balance requirement
- Earns dividends on balances
- Dividends compounded and credited quarterly
Save to Win
The smartest way to save! Win up to $5,000 in quarterly prizes & up to $175 in FRFCU monthly prizes!
Simple Club Savings
Save ahead for the holidays, vacations or special purchases and earn dividends on your savings.
- No minimum balance required
- Save for:
- The holidays
- Vacations
- Special projects
Let’s Get Started!
Visit your nearest branch or open an account online today!
Enter Your Phone Number
| Type | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| Regular Savings | $1 | 0.01% | 0.01% |
| Ultra Purple Savings | $0 - $9,999.99 | 0.00% | 0.00% |
| $10,000 - $49,999.99 | 1.50% | 1.51% | |
| $50,000 - $99,999.99 | 1.50% | 1.51% | |
| $100,000 - $249,999.99 | 2.25% | 2.27% | |
| $250,000 - $499,999.99 | 2.75% | 2.78% | |
| $500,000 and over | 3.00% | 3.03% | |
| Purple Savings | $0 - $499.99 | 1.00% | 1.00% |
| $500 - $9,999.99 | 1.00% | 1.00% | |
| $10,000 - $24,999.99 | 1.50% | 1.51% | |
| $25,000 - $49,999.99 | 1.50% | 1.51% | |
| $50,000 and over | 1.50% | 1.51% | |
| Youth Savings | $0 | 3.00% | 3.03% |
| Save to Win | $0 | 0.50% | 0.50% |
APY = Annual Percentage Yield. APY effective as of 7/1/26. Fees may reduce earnings on these accounts. Check the Minimum Balance to earn the stated Annual Percentage Yield (APY). If a range is shown as a deposit tier, the starting balance shown in that tier is the Minimum Balance needed to earn the stated Annual Percentage Yield (APY). Rates are variable and may change after the account is opened. An early withdrawal penalty may be imposed. All rates are subject to change without notice. Federally Insured by NCUA.