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Credit$ense Program

 

Work towards better financial health with help from our Credit$ense Program.

Here to Help
You Build
Your Credit

 

Apply Now

At Financial Resources Federal Credit Union, you are not just a customer or transaction—you are a member. We prioritize your needs and work hard to provide the best possible service to help you every step of the decision.

 

No Credit? Bad Credit?

 

Whether you need to build your credit for the first time or rebuild your credit to work towards better financial health, our Credit$ense Program is here to help.

 

  • Borrow $500 to $3,000
  • Low fixed rate of 6.99% APR*
  • Flexible terms up to 24 months
  • Loan proceeds are deposited and secured in your Savings Account
  • Loans paid on-time will have a positive effect on your credit history

Credit$ense Rate

Type of LoanTermRatesMonthly Payment per $1,000 borrowed
Credit$enseUp to 24 monthsLow Fixed Rate of 6.99% APR$44.77
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*APR = Annual Percentage Rate. Subject to approval, not all applicants will qualify. Loan amounts between $500.00 and $3,000.00. Not to be combined with any other rate discount programs or incentives. Terms and conditions may change without notice. Loan proceeds will be deposited into the member’s savings account for the term of the loan and will be provided to the member upon final loan payment. Payment example: $1,000.00 loan at 6.99% for 24 months equals a monthly payment of $44.77. Membership eligibility required. Federally Insured by NCUA.