Ultra Purple Savings Disclosures: *APY = Annual Percentage Yield. Fees may reduce earnings on these accounts: Savings, Dividend Checking, Money Market and IRAs. Minimum Balance to earn stated Annual Percentage Yield (APY) is $500,000. $10 minimum required to open an Ultra Purple Savings Account. If a range is shown as a deposit tier, the starting balance shown in that tier is the Minimum Balance needed to earn the stated Annual Percentage Yield (APY). $0-$9,999.99 = 0.00% APY; $10,000-$49,999.99 = 1.51% APY; $50,000-$99,999.00 = 1.51% APY; $100,000-$249,999.99 = 2.27% APY; $250,000-$499,999.99 = 2.78% APY; $500,000+ = 3.03% APY. Rate is variable and may change after the account is opened. Rates are subject to change. Membership eligibility required. Federally Insured by NCUA.

Term Certificate & Certificate Special Disclosures: **APY = Annual Percentage Yield. Rate effective as of 12/1/2025. Fees may reduce earnings on these accounts. Minimum Balance to earn stated Annual Percentage Yield (APY) is $500. An early withdrawal penalty will be imposed. Relationship Premium Rates for Certificates and IRA’s include a rate premium based on your account services with the credit union. Rates indicated include premiums of 0.10% for an active checking account (active checking account requires either (A) existing checking acct with minimum monthly Direct Deposit of $500.00, (B) FRFCU cash card with minimum 5 transactions in previous month, (C) Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. Rates are subject to change. Membership eligibility required. Federally Insured by NCUA.

Wealth Management Disclosures: ***Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and Financial Resources FCU are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC/NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by Financial Resources FCU or its affiliates. These products are subject to investment risk, including the possible loss of value