Notice: FRFCU will be closed on Monday, October 12th, for Columbus Day. For 24/7 account access and support, please use online banking, mobile banking, or our Virtual Assistant Phil at (800) 933-3280.

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GET A $1,000 LENDER CREDIT* TOWARD YOUR MORTGAGE CLOSING COSTS

First Mortgages

 

Find the perfect Mortgage for you! Choose from competitive Fixed-Rate, Adjustable-Rate, and Jumbo Mortgage options.

 

Apply Now

Refinance Your Mortgage

 

Potentially lower your payments with competitive rate refinancing and save!

 

Apply Now

The FRFCU Difference

 

We’re with you every step of the way. Our experienced professionals can help you find the right Mortgage.

 

Learn More

Don’t Miss Out on Getting $1,000* Back at Closing!

or

Give us a call at:
(800) 933-3280

Select your preferred method to connect with the next available Member Service Representative.

Disclosures

*$1,000 Lender Credit applied at the closing of your loan. Offer is subject to change at any time. Valid on Purchase of First Mortgage or Refinance and cannot be combined with any other offers. All loans are subject to approval in accordance with FRFCU’s lending policies and standard underwriting guidelines. Offer valid 10/1/2026 through 12/31/2026 and is subject to loan approval. Not all who apply will qualify for approval. This offer may be withdrawn or modified at any time. The borrower will not need to repay the $1,000 credit as long as the loan is not paid off within 120 days. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender. Company NMLS #401965.