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Looking for a Mortgage?

Special Offer: $1,500 Lender Credit at Closing*!

With our great low rates and transparent pricing, FRFCU is now offering a Lender Credit of $1,500* on all Closed Mortgage Loans to be applied at closing.​

We’re proud to offer exceptional service, a wide range of flexible Mortgage options, great low rates, and more!

Apply Today!



at Closing*!

Conventional Fixed-Rate & Jumbo Mortgages

Select from 10, 15, 20, and 30-year
Enjoy a fixed rate for the
length of the Conventional
Fixed-Rate or Jumbo Mortgage.


Apply Now

Adjustable-Rate Mortgages

Perfect for short-term home ownership or those looking to save money!

If you’re looking to make large payments towards the loan in the first few years, this is great for you.

Competitive rates and potential savings!


Apply Now

Don’t Miss Out on This $1,500 Lender Credit*


Give us a call at:
(800) 933-3280


*Members will receive a $1,500 credit toward their closing costs when they close on a Conventional, High-Balance or Jumbo mortgage loan offered with loan amount greater than $100,000. The closing cost range for a 200K loan is $2,500 – $3,500 and varies by state and associated fees. Offer valid for First Mortgage Loan Applications received on or after May 1, 2023. This offer is only available to members who apply and close their loan with FRFCU and cannot be retroactively applied to previously closed loans or loans that were already in process. Offer expires June 30, 2023, at 11:59 p.m. ET. All applications must be received no later than 11:59 PM June 30, 2023. FRFCU reserves the right to cancel this offer at any time and is nontransferable. Offer may not be redeemed for cash or equivalent. Acceptance of this offer constitutes acceptance of these terms and conditions, which are subject to change at the sole discretion of FRFCU. This is not a commitment to lend. Additional restrictions/conditions may apply. Not valid with any other discount or promotion. Loans are subject to credit approval. Rates are based on evaluation of credit history, loan-to-value ratio, and loan term, so your rate may differ. Rates are subject to change at any time. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.