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FHA & VA Loans

Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans provide new opportunities to potential home-owners with greater flexibility than ever before. Financial Resources can assist members seeking the affordable terms of these government-insured mortgages. They offer many benefits including low down payments, low closing costs and flexible credit requirements.


An FHA Loan can help make buying your own home possible with:

  • A manageable 3% down payment for some programs.
  • The use of gifts towards 100% of closing costs and down payments.
  • Flexible income limits.
  • No prepayment penalties.

VA Loans

  • Flexible, government backed VA Loans are offered to military personnel and veterans to help with a home purchase at a competitive rate often with no down payment or private mortgage insurance.
  • Funding for Active Duty Service Members, Veterans, and National Guard and Reserve Members.
  • The option to borrow 100% of your home’s purchase price OR 100% of its value when you refinance.
  • The option for the seller to pay 4% of loan amount towards prepaid interest/escrow and funding fee.
  • Financing options for those with low credit scores.
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