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Get 0.50% Off*

Your Consumer Loan Rate!

Available at Our Elizabeth Branch Only

Get up to 0.90% Off with Relationship Pricing


Apply for a Loan Now!

Magical Loan Rates

0.50% Off Rate Discount Available for:


  • Vehicle Loans
  • Personal Loans
  • Personal Lines of Credit
  • Life Event Loans

Helping Elizabeth One Dream at a Time!


Apply for Your Loan


Don’t miss this limited-time offer, apply today!


Contact Our New Elizabeth Branch at
10-12 South Broad Street, Elizabeth, NJ 07202
(908) 212-1705


*0.50% Consumer Loan rate discount available only for individuals who apply for their Consumer Loan at our Elizabeth Branch at 10-12 S. Broad Street in Elizabeth, NJ 07202. Discount may be greater than 0.50%. Additional discounted rate examples include a discount of .10% for an active checking account (active checking account requires either: 1- Existing checking account with minimum monthly Direct Deposit of $500.00, 2- FRFCU debit card with minimum 5 transactions in previous month, 3- Active Bill Pay Account); 0.10% for an existing Consumer Loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account; 0.10% for an existing Hero or Champion Account.

Eligible Consumer Loans include Vehicle Loans, Personal Loans, Personal Lines of Credit, and Life Event Loans only. Subject to credit approval. Rates are subject to change without notice. Promotion effective starting 12/26/2023 through 2/26/2024. Member eligibility required. Federally Insured by NCUA.