Membership eligibility required. Loans are subject to credit approval. Published rate is accurate as of 4/17/2020. Prime Rate is currently 3.25%. Published rate is accurate as of 4/17/2020. Adjusts monthly to the current Prime Rate as listed in the Wall Street Journal Money Rates section, plus or minus a margin based on individual credit circumstances and services with the Credit Union, but never lower than 3.00% APR. Rates are based on evaluation of credit history, loan-to-value and loan term, so your rate may differ. An annual fee of $49 is charged on the anniversary date the Home Equity Credit Line is established. Rates are subject to change at any time. Not available in Texas, Hawaii, Alaska and Puerto Rico.