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Disclosures

*APR = Annual Percentage Rate. Balance Transfer offer is for New Credit Card Customers; existing FRFCU card balances are ineligible for transfer. 9.99% APR for Balance Transfers for the life of the balance. Visa® Signature Credit Card: 0.00% introductory Annual Percentage Rate (APR) for the first six months for purchases only. After that, your APR will be between 14.24% and 18.00%. This APR will vary with the market based on prime rate. Subject to credit approval. Visa® Platinum Credit Card: 0.00% introductory APR for the first six months for purchases only. After that, your APR will be between 12.24% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. Subject to credit approval. Transaction Fees apply: 2% of each advance ($10.00 minimum) for Cash Advance. Foreign Transaction Fee is 1% of each foreign currency transaction in U.S Dollars, 1%of each U.S. Dollar transaction that occurs in a foreign country. Your interest rate will vary based on your credit history. Subject to credit approval. All rates are subject to change at any time without notice. Member eligibility required. Federally Insured by NCUA.

**APR = Annual Percentage Rate. Rate effective as of 1/1/25. Rates are subject to change at any time without notice. All loans are subject to credit approval. Rates are based on individual credit circumstances and may be higher than the quoted rate. Term loan amounts between $500.00 and $5,000.00 are available. Monthly payment per thousand for a Personal Loan at 10.69% for 60 months is $21.59. Member eligibility required. Federally Insured by NCUA.​